XYF — X Financial

US Financials Credit & lending equity
5.39 -2.00% today
USD · as of 2026-08-21

Price · 2024-08-26 → 2026-08-21

499 daily closes shown
52w low 3.41 · high 15.75

Anonymous view is capped at two years of history. A free account extends it to five, and Pro opens the whole archive back to 2018-09-19.

Performance

1 day-2.00%
1 week-0.55%
1 month+12.76%
3 months+7.58%
6 months+8.67%
Year to date-6.75%
1 year-57.82%
3 years+36.46%
5 years-6.10%

Technicals

RSI 1458.6
vs 50-day avg+7.97%
vs 200-day avg-4.41%
Volatility 1y60.6%
Max drawdown 1y-78.35%
Avg volume 30d46.4K
Daily bars held1,991
History from2018-09-19

Dividends

Yield (trailing 12m)15.29%
Paid last 12m0.8242
Payments in 12m3
Paying since2019-04-04

Measured signals that fired on XYF

datesignal measured base rate
2026-04-24Short volume far above its own normal
short
-0.76% over 21 days · t = -2.79 · n = 5,897
statistically distinguishable from its control group

Excess return against a matched control group, on a point-in-time universe that includes delisted companies. Most families do not survive that. How the measurement works →

Insider transactions (Form 4)

dateinsiderwhatshares pricevalue
2026-08-01Xue Zheng
Director
Conversion90.0K0.000
2026-08-01ZHANG LONGGEN
Director
Conversion90.0K0.000
2026-06-15Wan Zheng
Director
Open-market sale90.0K5.29476.1K
2026-06-15Wan Zheng
Director
Open-market sale90.0K5.18466.2K
2026-06-01Wan Zheng
Director
Conversion90.0K0.000

Open-market purchases (code P) are the informative ones. Grants, option exercises and tax withholding are compensation mechanics, not decisions. How to read a Form 4 →

Largest institutional holders

managervalueshares
TWO SIGMA INVESTMENTS, LP706.6K171.5K
Qube Research & Technologies Ltd694.8K168.6K
O'SHAUGHNESSY ASSET MANAGEMENT, LLC542.5K131.7K
Trexquant Investment LP466.5K113.2K
MORGAN STANLEY430.3K104.4K
RENAISSANCE TECHNOLOGIES LLC350.4K85.0K
UBS Group AG181.5K44.1K
STATE STREET CORP95.7K23.2K
Quadrature Capital Ltd82.6K20.0K
JANE STREET GROUP, LLC59.9K14.5K

13F positions as of 2026-03-31, filed up to 45 days after quarter end. Long-only US equity — shorts and derivatives never appear. What 13F does and does not show →

Latest SEC filings

formfiledperiod
42026-08-032026-08-01on EDGAR ↗
42026-08-032026-08-01on EDGAR ↗
4/A2026-06-242026-06-15on EDGAR ↗
6-K2026-06-172026-06-17on EDGAR ↗
1442026-06-12on EDGAR ↗
42026-06-022026-06-01on EDGAR ↗
6-K2026-05-272026-05-27on EDGAR ↗
32026-05-112026-03-18on EDGAR ↗

Short selling

Avg short volume, 90d40.3% of tape
Days observed61

This is off-exchange short volume, not short interest: it is flow, not position, and 40–50% is normal because market makers short to fill your buy. Why that number misleads →

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