EdgeMarketInstruments › UPST

UPST — Upstart Holdings, Inc.

US Financials Credit & lending equity mkt cap 2.9B
30.30 +4.99% today
USD · as of 2026-08-21

Price · 2024-08-26 → 2026-08-21

499 daily closes shown
52w low 24.22 · high 73.76

Anonymous view is capped at two years of history. A free account extends it to five, and Pro opens the whole archive back to 2020-12-16.

Performance

1 day+4.99%
1 week-0.43%
1 month+9.82%
3 months+5.03%
6 months+3.45%
Year to date-33.90%
1 year-52.57%
3 years-6.42%
5 years-85.10%

Technicals

RSI 1453.3
vs 50-day avg-1.67%
vs 200-day avg-12.33%
Volatility 1y67.1%
Max drawdown 1y-67.16%
Avg volume 30d4.4M
Daily bars held1,426
History from2020-12-16

Measured signals that fired on UPST

datesignal measured base rate
2026-08-21Cluster sale: three or more insiders
insider
-0.37% over 21 days · t = -3.38 · n = 21,542
statistically distinguishable from its control group
2026-08-03Fair value gap, bullish
structure
-0.67% over 21 days · t = -6.43 · n = 111,973
statistically distinguishable from its control group
2026-07-30Equal lows taken out
structure
-0.64% over 21 days · t = -4.75 · n = 55,661
statistically distinguishable from its control group
2026-07-20Bollinger bandwidth breaks out of its own compression
structure
-0.63% over 21 days · t = -2.80 · n = 7,196
statistically distinguishable from its control group
2026-06-30Equal highs taken out
structure
-0.70% over 21 days · t = -8.28 · n = 68,636
statistically distinguishable from its control group
2026-06-03Fair value gap, bearish
structure
-0.45% over 21 days · t = -3.29 · n = 108,591
statistically distinguishable from its control group

Excess return against a matched control group, on a point-in-time universe that includes delisted companies. Most families do not survive that. How the measurement works →

Insider transactions (Form 4)

dateinsiderwhatshares pricevalue
2026-08-20Datta Sanjay
President, Capital& Enterprise
Open-market sale8.9K28.09251.3K
2026-08-20Darling Scott
Chief Legal Officer
Open-market sale7.7K28.09216.2K
2026-08-20Mirgorodskaya Natalia
See Remarks
Open-market sale58628.0916.5K
2026-08-19Datta Sanjay
President, Capital& Enterprise
Open-market sale10.0K31.46314.6K
2026-08-19Blankmeyer Andrea
Chief Financial Officer
Open-market sale 10b5-1 plan3.0K29.3388.0K
2026-08-17Blankmeyer Andrea
Chief Financial Officer
Open-market sale 10b5-1 plan7.2K29.36210.6K
2026-08-17Datta Sanjay
President, Capital& Enterprise
Open-market sale2.0K29.3659.7K
2026-08-17Darling Scott
Chief Legal Officer
Open-market sale81429.3623.9K
2026-06-09Datta Sanjay
President, Capital& Enterprise
Open-market sale15.0K30.41456.1K
2026-05-29Bernard Peter J
Director
Grant or award6.5K0.000

Open-market purchases (code P) are the informative ones. Grants, option exercises and tax withholding are compensation mechanics, not decisions. How to read a Form 4 →

Largest institutional holders

managervalueshares
BlackRock, Inc.189.9M7.4M
MORGAN STANLEY102.0M4.0M
VANGUARD CAPITAL MANAGEMENT LLC96.2M3.8M
VANGUARD PORTFOLIO MANAGEMENT LLC96.0M3.7M
MARSHALL WACE, LLP84.1M3.3M
GEODE CAPITAL MANAGEMENT, LLC54.5M2.1M
STATE STREET CORP52.7M2.1M
GOLDMAN SACHS GROUP INC40.0M1.6M
Clear Street Group Inc.39.9M1.6M
Halter Ferguson Financial Inc.37.6M1.5M

13F positions as of 2026-03-31, filed up to 45 days after quarter end. Long-only US equity — shorts and derivatives never appear. What 13F does and does not show →

Latest SEC filings

formfiledperiod
1442026-08-20on EDGAR ↗
1442026-08-20on EDGAR ↗
1442026-08-20on EDGAR ↗
42026-08-192026-08-17on EDGAR ↗
42026-08-192026-08-17on EDGAR ↗
42026-08-192026-08-17on EDGAR ↗
1442026-08-19on EDGAR ↗
1442026-08-19on EDGAR ↗

Short selling

Avg short volume, 90d49.9% of tape
Days observed61

This is off-exchange short volume, not short interest: it is flow, not position, and 40–50% is normal because market makers short to fill your buy. Why that number misleads →

Recent headlines

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